Poor

Lam always makes the comment that we're dirt poor jokingly but after reconciling the checkbook, this may be the first time I'll have to agree, our balance is at an all time low. So many big bills have hit all at the same time: the mortgage, home r/e taxes, insurance and I paid the majority of our car loan a couple months back so that's what really contributed to the change in addition to the huge CC bill from Christmas. The good side is it's all paid off & tomorrow is payday but I've got to really start budgeting our expenses so we can build up our savings again. So depressing...

Guess I'm going to have to stop taking on-line classes for a while and maybe even skip my kits. I had some other thoughts i wanted to blog about but this is such a hard realization to take in.